Please be aware: The website you are about to enter is not operated by Bank of the West. The website you are about to enter is a BMO Harris Bank N.A. Bank of the West has recently joined the BMO family. Account must be opened online at www.bankofthewest.com/checkingbonus or in a branch. Ask your banker for details., 2Deposits include direct deposit, mobile deposit, ATM deposit or in branch deposit of any amount. website. Are you saying they do some kind of credit check?! Bank of the West promotions, bonuses, and offers can be found updated here. 1 Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). Through June 7, 2023, you can earn: These offers are valid only for residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia and Wisconsin. Deposit at least $10,000 the same month and maintain a $10,000 average monthly balance for three full calendar months. The privacy and security policies of this site may differ from those we practice on our website. Best checking account bonuses. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. Bank of the West is a trade name used by BMO Harris Bank N.A. At this time, we only open accounts for individuals and businesses in these states. One or more separate direct deposits in a single calendar month that add up to $1,000 qualify. A direct deposit of at least $5,000 earns $250. The bonus your friend receives depends on the type of account she opens and whether she completes the qualifying activities outlined in the bonus. Youll earn $200 by opening a Virtual Wallet with a Performance Spend account. Matthew Goldberg is a consumer banking reporter at Bankrate. Also, see additional protections contained in your Bank of the West Credit Card Account Agreementregarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. BMO Harris Bank N.A. Children under 18 years of age are also ineligible for this offer. It is mandatory to procure user consent prior to running these cookies on your website. BMO Harris earned a 3.7 overall rating out of 5 in Bankrates review. Submit an account opening application by March 31, 2023 at 11:59 p.m. Pay a $50 fee for closing your account less than 180 days after opening the account. ?)? Watch out for sky-high minimum balance requirements and monthly fees that could eat into your earnings. Bank of the West has recently joined the BMO family. Your checking account must be in open status and have a positive balance (greater than $0 balance) in order to receive the bonus. For both parties to qualify for the bonus, the referred person must: If the terms are met, both parties will receive $100. $400 for opening a Perks Checking account and making cumulative deposits of at least $1,000 within 90 days of the account opening. Have a cumulative direct deposit amount of at least $1,000 into your account within the first 90 calendar days of opening this new account. Bankrate.com is an independent, advertising-supported publisher and comparison service. I copied & pasted their reason for the decline of my application: Thank you for applying for a(n) Premier Checking account. A $200 bonus applies to the Smart Advantage Account and requires a minimum $4,000 in direct deposits within the first 90 days. Bank of the West is not affiliated with BNP Paribas. Heres our full, Bank & Trust Championship Review: $500 Bonus (AZ, IA, IL, WI, CO, NM), HSBC Premier $500 Checking Bonus (Available Online, Nationwide) Ends 2/15/23, First Class American Credit Union Checking Promotion: $50 Bonus (TX), Ballston Spa National Bank $240 Business Checking Bonus. The experimental ones to another person went AWOL for a few days and seem to have been manually credited asa Credit, not a DD, so they didnt count. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. Choose your state of legal residence. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Some banks pull the money the night a Bill Pay check gets cut, so the funds are guaranteed; BotW treats it as a regular check, so if the funds arent there when the check clears, it will bounce and you get a NSF fee. All Rights Reserved. The standard interest rate can change as frequently as daily. What are index funds and how do they work? Sat, Sun, and most holidays 5am 10pm PT. The $600 promo is only available to specific people that received the mailer. security policies of the site may differ from those practiced by Bank of the West. The offers that appear on this site are from companies that compensate us. Your offers balance must be maintained for 60 days after the account has been open for 21 days. Banks use sign-up bonuses to distinguish themselves from others in the industry. Bank of the West is offering a $250 checking bonus with any deposit checking and meet certain requirements. Our lowest interest rate card A great choice if you carry a monthly balance 0% Introductory APR on Balance Transfers for the first 12 months See Pricing Terms and Conditions 19.24%-27.24% variable APR on Balance Transfers based on creditworthiness after the first 12 months $0 Annual Fee CARD PROTECTION Balances at $1,000,000 or more receive a $5,000 bonus. Note that only money deposited from outside of Huntington Bank is eligible to meet the cumulative deposit requirement. Chase is headquartered in New York. BancWest Insurance Agency is a trade name of BancWest Investment Services, Inc., a subsidiary of BMO Harris Bank N.A. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Sign in to Online Banking from Bank of the West to easily access your account information, transfer funds between accounts, pay bills and more. Bank of the West is offering a $25 referral bonus when you refer a friend or family member to open a new qualifying checking account and complete certain requirements. If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses. Chicago-based Alliant earned 4.6 out of 5 stars in Bankrates review. Choose your state of legal residence. These offers are not available in all areas. Thanks for reaching out to us. Youll need a direct deposit to earn the bonus. The privacy and But qualifying for multiple bonuses at the same time at the same bank usually isnt possible. Financial Advisors are Registered Representatives of BancWest Investment Services. You can refer five friends per year for a yield bonus. How much should you contribute to your 401(k)? Apply Now Pricing terms and conditions Resources Credit Card Agreements Rates and Fees Guide to Benefits In 1874, Bank of the West opened its doors on the California frontier as Farmers National Gold Bank. Balances between $50,000 and $99,999 receive a $250 bonus. Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020. $600 for opening a Platinum Perks Checking account and making at least $25,000 in cumulative deposits within 90 days of the account opening. Making a minimum deposit of $200,000 and maintaining that minimum balance can earn you $1,500. For the open road or open water, weve got great car, RV and boat loans that can get you moving. can you pls update the bank of the west logo. Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months. Currently, they are offering a $25 Referral checking bonus when you meet the qualifications below. Certain fees and restrictions may apply. Balances between $500,000 and $999,999 receive a $2,500 bonus. Making a minimum deposit of $10,000 and maintaining that minimum balance can earn you $200. The standard interest rate plus the Premier Relationship Premium interest rate equals the Premier Relationship Interest Rate. Earn an additional $100 when you open a Choice Money Market Savings account with a new Premier Checking account by 8/06/21. Unlimited Business Checking: Get a $400 bonus with a minimum deposit of $5,000. Credit cards subject to credit approval. You also wont be eligible if youve redeemed a previous savings bonus at TD Bank. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. There may not be a Premier Relationship Premium associated with every balance tier., 5To automatically qualify for a Premier Relationship Interest Rate, you must have an open Bank of the West Premier Checking account and one Choice Money Market Savings account with the same ownership. We may receive compensation if you apply through our links. Transfer at least a total of $250,000 of money or securities from outside the bank over to Chase within 45 days. Reasonable efforts are made to maintain accurate information. I fulfilled all the requirements of the bonus offer, they were supposed to deposit the bonus by 1/29, but I got nothing. Bankrate has answers. For example, for accounts opened in July, three months of sequential direct deposits made in July, August and September; August, September and October; September, October and November; or October, November and December would each qualify. Insurance is provided by insurance carriers indicated in your Guide to Benefits. The number of referrals is capped at 10 for 2023. The Premier Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. You need to make the deposit for the bonus within 30 days of opening the account. Refer to the Bank of the West Premier Program disclosure for details. Qualifying checking accounts are consumer checking accounts, excluding UCB Student Checking and Bank of the West Premier Checking accounts. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Disclaimer. This website uses cookies to improve your experience. Maintain a Bank of the West Premier Checking Account. Bank of the West does not endorse the content of this website and makes no warranty as to the accuracy of content or functionality of this website. Plus, unlimited 1% cash back on everything else. . Business owners with a business established prior to June 1, 2020, are eligible for a $100 bonus for opening either business checking account. Sign up for a Bankrate account to read insights, analysis and bank reviews from our team of banking experts. If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.